All Banks Transfer Code – USSD Banking Codes

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Check out the list of all banks transfer code, recharge card top-up, password reset, and others.

Most Nigerian banks have their own unique USSD codes for transactions of mobile money such as airtime, account registration, balance check, Airtel top-up, bank transfers to same or other banks.

Using USSD codes to make a transaction is not a new thing. In fact, most people now prefer online banking using their mobile devices or other online gadgets. But in some situations where you are limited to internet access but you want to make a transaction with someone or want to top up your phone, you are definitely going to use the USSD codes which is sometimes way simpler and convenient than the mobile app itself.

You do not need an Android phone to do that, a common Nokia 3310 device can carry out such transactions.

One of the advantages of using USSD codes for banking transactions is that it does not require internet access.

All Nigerian Banks USSD Transaction Codes.

Before listing all banks transfer code, it is important to note that:

  • You can use only the phone line with which your bank account has been opened with.
  • All USSD transactions require your 4 digit PIN code.
  • For most Nigerian banks, you won’t be able to make USSD transactions unless you’ve at least 10/20 Naira on your mobile line.

#1 UBA BANK USSD CODES

Image result for uba bank - all banks transfer code.

UBA’s mobile USSD code is *919#, dial it and follow the on-screen instructions that follow or you can directly dial the codes below.

Transaction TypeBanking Code
Check balance*919*00#
Top-Up for Self*919*Amount#
Top-Up for Others*919* Phone number* Amount#
Transfer to UBA Account*919*3*account number*amount#
Load UBA Prepaid Card*919*32#
Transfer to Other banks*919*4*account number*amount#
Pay bills*919*5#
ATM cardless withdrawal*919*30*Amount#

#2 ACCESS BANK USSD TRANSFER CODE

Image result for access bank - all banks transfer code.

Access Bank’s USSD code for mobile money transfer is *901#, Simply dial and follow the on-screen instructions or simply dial the below codes for a particular transaction.

Transaction TypeBanking Code
Check balance*901*5#
Top-Up for Self*901*Amount#
Top-Up for Others*901*Amount*Phone Number#
Fund Transfer to Access *901*1*Amount*Account Number#
Fund Transfer to others*901*2*Amount*Account Number#
Data Purchase*901*8#
Open Account*901*0#
OTP Generation*901*4*1#

#3 DIAMOND BANK USSD CODE (ACQUIRED BY ACCESS BANK)

Image result for diamond bank - all banks transfer code.

Diamond Bank USSD code is *426# or simply dial the below codes for a particular transaction.

Transaction TypeBanking Code
Check balance*426*00#
Top-Up for Self*426*amount#
Top-Up for Others*426*Amount*Phone Number#
Transfer to Diamond*426*Amount*Account Number#
Transfer to other banks*426*Amount*Account Number#
Change PIN *426*0#

#4 GT BANK USSD TRANSFER CODE

Image result for gt bank - all banks transfer code.

GT Bank USSD code is *737# or simply dial the below codes for a particular transaction.

Transaction TypeBanking Code
Open Account*737*0#
Top-Up for Self *737*amount#
Top-Up for Others*737*Amount*Recipient’s number#
Transfer  to GT Bank *737*1*Amount*Account Number#
Transfer to others*737*2*Amount*Account Number#
Data Topup *737*4#
Check Balance*737*6*1#
Check BVN*737*6*1#

#5 ECO BANK USSD CODES

Image result for ecobank

Eco Bank’s official USSD code is *326#.

To make other forms of transactions, kindly install Eccobank mobile app from Ecobank Official website or Google Play Store that allows you to transfer funds to Ecobank and other banks.

#6 FCMB USSD CODE

Image result for fcmb

FCMB USSD code is *329# or simply dial the below codes for a particular transaction.

Transaction TypeBanking Code
Check balance *329*00#
Top-Up for Self*329*Amount#
Top-Up for Others*329*Amount*Mobile number#
Transfer Funds*329*Amount*Account number#
Reset Your PIN*329*0#
Purchase DATA*329*1*Mobile Number#
Pay For DSTV or GoTV *329*2*Smartcard Number#

#7 FIDELITY BANK USSD CODES

Image result for fidelity bank

Fidelity Bank USSD code is *770# or simply dial the below codes for a particular transaction.

Transaction TypeBanking Code
Check balance*770*0# 
Top-Up for Self*770*AMOUNT#
Top-Up for Others *770*phone*amount#
Transfer Funds*770*account*amount# 
Cashless Withdrawal*770*8*amount#
Change PIN*770*00#
Update BVN*770*02#

#8 FIRST BANK

Image result for first bank

First Bank USSD code is *894# or simply dial the below codes for a particular transaction.

Transaction TypeBanking Code
Check balance*894*00#
Top-Up for Self*894*Amount#
Top-Up for Others*894*Amount*Number#
Transfer Funds*894*Amount*Account number#
Mini Statement*894*Account number#
Open New Account*894*0#

#9 ZENITH BANK

Image result for zenith bank

Zenith Bank USSD code is *966# or simply dial the below codes for a particular transaction.

Transaction TypeBanking Code
Check your account balance*966*00#
Top-Up Airtime credit*966*Amount*Mobile Number#
Transfer Funds*966*Amount*Account Number#
Open New Account*966*0#
Reset PIN*966*60#
Deactivate Mobile banking*966*20*0#
Pay bills*966*7*Amount*CustomerID#
Update BVN*966*BVN#

#10 HERITAGE BANK

Image result for heritage bank - all banks transfer code.

-To transfer money from your Heritage bank account, Dial *322*030*Account Number*Amount# and follow the on-screen command to complete the transaction.

-Top up your phone with airtime, simply dial *322*030*Amount#

-To check your account balance, simply dial *322*030# and follow the on-screen command.

OR Simply Download Heritage Mobile Banking App on Google PlayStore

#11 JAIZ BANK

Image result for jaiz bank - all banks transfer code.

-To TopUp your account, simply dial *389*301*Amount# e.g. Top-up your phone with N1,000, all you need to do is dial *389*301*1000#.

-There are no any other USSD codes for JAIZ Bank! All you need to do is to signup for JAIZ Mobile Banking by following this link. OR simply download their app on Google Playstore or Apple store

#12 POLARIS (SKYE) BANK USSD CODES

Image result for polaris bank

The Polaris (Skye) Bank USSD Code is *833#. OR use the below codes for a specific transaction.

Transaction TypeBanking Code
Check balance*833*6#
Top-Up for Self*833*amount#
Top-Up for Others*833*amount*phone number#
Transfer Funds*833*amount*account number#
Open New Account*833*1#
Pay bills*833*2#

#13 WEMA BANK

Image result for wema bank - all banks transfer code.

The official USSD code for Wema bank is *945# or dial the below codes to carry out necessary commands.

Transaction TypeBanking Code
Check balance*945*0#
Top-Up Airtime*945*phone Number*amount#
Transfer Funds*945*account number*amount#
Change PIN *945*00#
Account Number*945*000#
Account Reactivation *945*5#

#14 Stanbic IBTC Bank

Image result for stanbic bank

Stanbic IBTC Bank USSD Transfer code is as simple as ABC. Dial *909# and follow the on-screen instructions and you are done.

Conclusion:

These are so far the USSD codes of Top Nigerian banks we could analyze. More banks’ USSD codes will be included. Comment down below in case I have missed to include your bank’s USSD code.

All the codes provided above are working fine as of 13/10/2019.